you can’t miss these upcoming webinars!

October 22, 2015, 10 a.m.-1 p.m.

Commercial Liability Endorsements to Watch Out For

Catherine L. Trischan, CPCU, CIC, CRM, AU, AAI, CRIS, ARM, MLIS

This course will familiarize the participants with the types of endorsements that can severely restrict coverage under the Commercial General Liability (CGL) Policy.

We will review several ISO endorsements and see examples of non-standard endorsements often used by insurers.  In each case, we will discuss the effect that the endorsement has on the coverage that would otherwise have been included in the CGL policy.

The following will be discussed:

  • Endorsement that limit operations covered.
  • Residential Exclusions.
  • Cross Liability.
  • Contractual Liability.
  • Subcontractor issues.
  • Employee Injury issues – the Third Party over claim.
  • Known Loss or Damage Issues.
  • Liability limits.
  • Damage to Your Work.
  • Liquor Liability and much more!

To register, click here.

November 4, 2015, 10 a.m.-12 p.m.

Latest Revisions and Updates to the NFIP

Rita Hollada, CIC, CPCU, CPIA

The National Flood Insurance Program has been significantly impacted by two recent pieces of legislation. First of all, the Biggert Waters Flood Insurance Reform Act of 2012 called for sweeping changes. In addition to the reauthorizing the NFIP through September of 2017, it called for elimination of all rate subsidy by the Federal Government and the requirement that every insured property pay rates based on its full risk. Unfortunately, this requirement had a crippling effect on older properties and many owners were seeing flood insurance premiums increase many times over.

Provisions of the BW FIRA were being phased in over time, with some effective in October, 2013 but the bulk of the significant changes taking effect in June, 2014. However, as a response to significant consumer complaints, Congress acted once again with legislation. The Homeowners Flood Insurance Affordability Act of 2014 was passed in March. Many of the provisions of that legislation reversed aspects of the Biggert Waters Act even before they became effective.

The purpose of this web presentation is to try to sort this out for agents who are writing flood insurance for their clients. We will discuss the provisions of both pieces of legislation, including that which has been reversed and that which is being phased in over time. We will review the flood manual changes effective November 1, 2015 that continue to bring the NFIP in compliance with the mandates of these two recent laws affecting flood insurance availability and pricing.

To register, click here.

To see online CEU courses approved for the state of Tennessee, go to this website and create an account:

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